7 pitfalls that can trip up your balance transfer
If you aren’t making progress paying down a balance on a high interest credit card, you might benefit from a balance transfer credit card with an extended 0 interest period and lower interest rate....
View Article4 ways a balance transfer can cut your holiday debt
If you're suffering from a holiday debt hangover — or just dealing with a mountain of credit card bills — a balance transfer card deal may help. When used correctly, credit card balance transfers...
View ArticleThe right way to transfer your card's balance
Maybe you charged one too many holiday gifts. Or perhaps the balances on your cards have ballooned for other reasons. Either way, one thing is clear: Now is a good time to take a look at 0 percent...
View ArticleThe 6 biggest balance transfer mistakes
You've got just the ticket to blitz your high-interest holiday credit card balance: a 0 percent balance transfer deal. But how do you make sure you don't mess up and dig yourself deeper in debt?...
View ArticlePlanning a Back-to-School Balance Transfer
Hi Eva, I’m about to start grad school, and I need a new laptop that costs $2,000, but I have $500 in the bank. My credit card has a 15 percent APR with a $5,000 credit line. I was thinking of putting...
View ArticleHow Balance Transfers Impact FICO Scores
Need money for a small home remodeling job, or to make much needed car repairs? Or do you simply want to use a 0 percent balance transfer offer to pay down high-interest credit card debt? Before you...
View Article5 Ways to Save With a 0 APR Credit Card Offer
If you’re willing to do the work, you can save some serious money with a 0 percent promotional offer on purchases or balance transfers. However, it takes careful discipline to see a substantial payoff,...
View ArticleHow to Maximize a Balance Transfer Offer
Long-term 0 percent balance transfer offers can be a great way to get a cheap short-term loan. However, they can also cost you a great deal more than you save if you’re not careful. Here’s how to avoid...
View ArticleHow to Compare Balance Transfer Offers
Balance transfer offers are slowly making a comeback, and although they haven’t yet reached their pre-recession glory days, they are attractive enough to warrant a closer look. But before you sign up...
View ArticleHoliday Shopping in a Pinch-Best Credit Cards to Carry a Balance
Like winter follows fall, it’s a law of nature that steep credit card bills follow holiday celebrations. And despite our best resolves, each year those bills tend to be higher than intended. If chances...
View ArticleEditor’s Pick: Best 0 APR Balance Transfer Credit Cards 2010
After having almost dried up in the aftermath of the 2008 credit crisis, 0% APR balance transfer offers have bounced back. People looking to take out a balance transfer, however, will do well to...
View ArticleThe New Rules of Balance Transfers
Back in the heydays of easy credit, anyone with decent credit could apply for a credit card online, and moments later, have a balance transfer of $5,000-10,000 heading their way. Today, unfortunately,...
View ArticleCredit Card Transfers Can Be a Dangerous Game
Back in the heyday of easy credit, some savvy consumers found a way to make money on credit cards—instead of the other way around. They played a nice little game of musical chairs: Take out a new...
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